🇵🇭 Updated for 2025

NCR Minimum Wage Calculator 2025

Calculate your net take-home pay based on the NCR minimum wage of ₱645/day, which is approximately ₱16,770 per month (based on 26 working days). Includes SSS, PhilHealth, Pag-IBIG, and BIR tax deductions. Free, instant, no sign-up.

✅ NCR Wage 2025 ✅ SSS 2025 Table ✅ PhilHealth 5% ✅ 100% Free

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Your Payslip Breakdown

₱0
Monthly Net Take-Home Pay
Gross Salary
SSS Contribution employee share
PhilHealth Contribution
Pag-IBIG (HDMF)
Taxable Income
Withholding Tax (BIR)
NET TAKE-HOME PAY

What is the NCR Minimum Wage 2025?

As of 2025, the National Capital Region (NCR), which includes Metro Manila, has a daily minimum wage rate of ₱645 for non-agricultural workers. This amounts to approximately ₱16,770 per month, assuming 26 working days in a month. This rate applies to most industries, while a slightly different rate might apply to agricultural workers, depending on specific labor advisories.

The minimum wage is set by the Regional Tripartite Wages and Productivity Board (RTWPB) to ensure workers receive a fair basic income. Employers are legally mandated to comply with these rates, along with providing standard benefits like SSS, PhilHealth, and Pag-IBIG contributions.

Minimum Wage by Region (Philippines 2025 - Approximate)

Minimum wage rates vary across the Philippines, reflecting the cost of living and economic conditions in each region. Here's an approximate overview for 2025:

RegionDaily Minimum Wage (₱)
NCR (Metro Manila)645
Region III (Central Luzon)500 - 530
Region IV-A (CALABARZON)530 - 570
Visayas Regions420 - 480
Mindanao Regions380 - 450

Note: These figures are approximate and subject to change by the respective Regional Wage Boards. Always refer to official DOLE advisories for the most accurate and updated rates.

Mandatory Government Deductions in the Philippines

SSS (Social Security System)

Employee contribution rate: 4.5% of Monthly Salary Credit (MSC). The MSC ranges from ₱4,000 to ₱30,000, meaning employee deductions range from ₱180 to ₱1,350/month.

PhilHealth (Philippine Health Insurance Corporation)

Premium rate: 5% of basic monthly salary, split equally between employer and employee (2.5% each). Monthly employee deduction ranges from ₱250 to ₱2,500.

Pag-IBIG (HDMF)

Employee contribution: 2% of monthly compensation, capped at ₱200/month for regular employees earning ₱1,500 and above.

Frequently Asked Questions

What is the minimum wage in Manila 2025?

The current daily minimum wage in Manila (NCR) for 2025 is ₱645 for non-agricultural establishments. This is equivalent to approximately ₱16,770 per month based on 26 working days.

How much is minimum wage Philippines 2025?

The minimum wage in the Philippines varies significantly by region. For NCR, it's ₱645/day. Other regions have different rates, ranging from approximately ₱380 to ₱570 per day, depending on the specific region and industry.

Is minimum wage enough to live in Manila?

For many, the minimum wage of ₱16,770 per month in Manila is considered challenging to live on, especially for individuals with dependents or those renting in prime locations. It generally covers basic food and transportation but leaves little for savings, emergencies, or leisure.

How is net pay computed in the Philippines?

Net pay = Gross Salary − SSS − PhilHealth − Pag-IBIG − Withholding Tax. The mandatory deductions are calculated first to get the taxable income, and then BIR withholding tax is applied using the TRAIN Law tax table. Our calculator does all of this automatically.

What salary is tax-exempt in the Philippines 2025?

Under the TRAIN Law, employees earning ₱250,000 or below annually (about ₱20,833/month) are exempt from income tax. This is the most significant benefit of the TRAIN Law for minimum wage and low-income earners.